Privacy Policy

Effective Date: June 19, 2025

caxorivthivara.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services, in compliance with the Protection of Personal Information Act (POPIA).

1. Information We Collect

Personal Information

  • Name, email address, phone number, and address
  • Financial information relevant to our coaching services
  • Communication preferences
  • Information voluntarily provided through forms or communications

Automatically Collected Information

  • IP address and browser information
  • Website usage data and analytics
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

  • Provide personalized financial coaching services
  • Communicate about our services and respond to inquiries
  • Improve our website and service offerings
  • Comply with legal obligations
  • Send marketing communications (with your consent)

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share information:

  • With your explicit consent
  • To comply with legal obligations
  • To protect our rights and safety
  • With service providers under confidentiality agreements

4. Data Security

We implement technical and organizational measures to protect your information, including:

  • Encryption for data transmission
  • Secure servers for data storage
  • Access controls to prevent unauthorized access

However, no internet transmission is completely secure.

5. Your Rights

Under South African law, you have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Object to processing of your information
  • Data portability

6. Data Retention

We retain your information only as long as necessary for the purposes outlined in this policy or as required by law.

7. International Transfers

Your information may be transferred outside South Africa. We ensure appropriate safeguards for such transfers.

8. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this policy periodically. Material changes will be posted on our website.

10. Contact Information

For questions or to exercise your rights, contact us at: